How To Budget




21% of all consumers have Credit Scores in the Exceptional range (800-850)
  • Your debt-to-income ratio is less than 30% and 36%. You are carrying a healthy amount of debt for your finances.
  • Your debt-to-income ratio is between 37% and 42%. Your debt load is getting scary.
  • Your debt-to-income ratio is between 43% and 49%. This ratio indicates you may be on the verge of financial distress.
  • Your debt-to-income ratio is more than 50%. You have too much debt